Absolutely. Your information is encrypted and stored securely. We use your data solely to assess your funding eligibility — it is never sold or shared with third parties without your explicit consent. Our process is fully compliant with federal privacy regulations, and you'll always know exactly how your data is being used.

Virtually anything. Our clients use their funding to start or expand a business, invest in real estate, cover personal expenses, consolidate debt, purchase inventory, hire staff, run marketing campaigns, or simply keep cash on hand. There are no restrictions on how you spend it — it's your money.

Generally, a score of 680 or above gives you access to the best funding options. The higher your score, the more capital we can unlock for you. That said, we review your full credit profile — not just the number — and we'll give you an honest assessment of what's available to you.

Most clients with good credit qualify for between $25,000 and $150,000 in their first round of funding. Some qualify for significantly more depending on their credit profile, income, and existing accounts. After your initial review, your funding advisor will walk you through a realistic projection.

There will be a soft inquiry during the initial review, which does not affect your score. When we move forward with actual applications, there will be hard inquiries — but our team is trained to sequence applications strategically to minimize impact and protect your score throughout the process.

The full funding process typically takes 90 to 120 days from start to finish. This timeline allows us to properly sequence your applications, protect your credit profile, and maximize the total capital you receive. Your dedicated advisor will keep you updated at every stage so you always know exactly where things stand.

For specific pricing and fee information, please speak directly with one of our referral partners — they'll walk you through everything based on your individual situation. To get connected with a referral partner, simply complete your application or contact us directly and we'll make the introduction.

No. While many of our clients use the capital for business purposes, you do not need an established business to qualify. We can also assist with business formation as part of the process if you're looking to build a business entity alongside your funding.